@font-face{font-family:M;src:url(fonts/montserrat-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:M;src:url(fonts/montserrat-latin-500-normal.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:M;src:url(fonts/montserrat-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:M;src:url(fonts/montserrat-latin-700-normal.woff2) format("woff2");font-weight:700;font-display:swap}
@font-face{font-family:SS;src:url(fonts/source-serif-4-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
:root{--navy:#14213D;--navy2:#1C2E54;--deep:#0E1830;--ink:#16203A;--gold:#C9A13B;--gold2:#E3C77C;--goldtx:#8C6D1F;--muted:#535F78;--line:#E2E6EE;--bg:#F5F6F9;--wa:#1A7F45}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:M,Arial,sans-serif;color:var(--ink);background:#fff;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{max-width:100%;display:block}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(34px,4.6vw,54px);font-weight:700}
h2{font-size:clamp(26px,3.1vw,36px);font-weight:700}
h3{font-size:19px;font-weight:600}
.eyebrow{font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--goldtx);margin-bottom:10px}
.hero .eyebrow,.panel .eyebrow{color:var(--gold)}
.lead{font-size:18.5px;color:var(--muted);max-width:680px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 24px;border-radius:6px;font-weight:600;font-size:16px;text-decoration:none;border:2px solid transparent;transition:.15s;cursor:pointer;font-family:inherit}
.btn svg{width:20px;height:20px;flex-shrink:0}
.btn.gold{background:var(--gold);color:var(--deep)} .btn.gold:hover{background:var(--gold2)}
.btn.line{border-color:rgba(255,255,255,.4);color:#fff} .btn.line:hover{border-color:#fff}
.btn.navy{background:var(--navy);color:#fff} .btn.navy:hover{background:var(--navy2)}
.btn.wa{background:var(--wa);color:#fff}
/* ticker */
.ticker{background:var(--deep);color:#D3DAE8;font-size:13.5px;overflow:hidden;white-space:nowrap}
.ticker div{display:inline-flex;gap:40px;padding:9px 0;animation:tk 45s linear infinite}
.ticker span:before{content:"●";color:var(--gold);margin-right:12px;font-size:9px;vertical-align:2px}
@keyframes tk{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){.ticker div{animation:none}}
/* header */
header.hd{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
header.hd .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0}
.brand img{height:40px;width:auto}
.brand b{display:block;font-family:SS,Georgia,serif;font-size:21px;font-weight:600;color:var(--goldtx);white-space:nowrap;line-height:1.1}
.brand b i{font-style:normal;color:var(--ink)}
.brand small{display:block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
nav.main{display:flex;gap:18px;font-size:14.5px;font-weight:500}
nav.main a{text-decoration:none;white-space:nowrap} nav.main a:hover{color:var(--goldtx)}
.hd-right{display:flex;align-items:center;gap:12px;flex-shrink:0}
.hd-tel{font-weight:600;text-decoration:none;white-space:nowrap;font-size:15px}
.lang{display:inline-flex;border:1px solid var(--line);border-radius:99px;overflow:hidden;font-weight:600;font-size:12px}
.lang a{padding:3px 10px;text-decoration:none} .lang a[aria-current]{background:var(--navy);color:#fff}
.hdr-btn{padding:11px 18px;white-space:nowrap}
/* hero */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(900px 520px at 85% 15%,rgba(201,161,59,.16),transparent 60%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding-top:80px;padding-bottom:88px}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero .lead{color:#CDD5E5}
.hero .ctas{display:flex;flex-wrap:wrap;gap:14px;margin:30px 0 38px}
.hero .m-only{display:none}
.trust{display:flex;flex-wrap:wrap;gap:12px 26px;font-size:14.5px;color:#DCE2EE;padding-top:24px;border-top:1px solid rgba(255,255,255,.15)}
.trust span{display:flex;align-items:center;gap:8px}
.trust svg{width:18px;height:18px;color:var(--gold)}
.qq{background:#fff;color:var(--ink);border-radius:12px;padding:22px;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.qq img{border-radius:8px;margin-bottom:16px;width:100%;height:auto;aspect-ratio:2.4;object-fit:cover}
.qq h2{margin:0 0 12px;font-size:18px;font-weight:600}
.qq .row{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:10px}
.qq label,form.q label{font-size:12.5px;font-weight:600;color:var(--muted);display:block;margin-bottom:4px}
.qq input,.qq select,form.q input,form.q select,form.q textarea{width:100%;padding:11px 12px;border:1px solid #C3CBD9;border-radius:6px;font:inherit;font-size:15.5px;background:#fff;color:var(--ink)}
.qq .btn{width:100%;margin-top:6px}
.qq small{display:block;text-align:center;color:var(--muted);font-size:12.5px;margin-top:8px}
/* sections */
section.s{padding:84px 0}
section.bg{background:var(--bg)}
.head{max-width:720px;margin-bottom:40px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:26px;display:flex;flex-direction:column}
.card .ic{width:44px;height:44px;border-radius:8px;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin-bottom:16px}
.card .ic svg{width:24px;height:24px}
.card p{color:var(--muted);font-size:15.5px;margin:0 0 14px}
.card ul{margin:0 0 18px;padding:0;list-style:none;font-size:14.5px}
.card li{padding:6px 0 6px 18px;position:relative;border-top:1px solid var(--line)}
.card li:before{content:"";position:absolute;left:2px;top:15px;width:8px;height:2px;background:var(--gold)}
.card .more{margin-top:auto;font-weight:600;font-size:15px;color:var(--navy);text-decoration:none}
.card .more:after{content:" →";color:var(--goldtx)}
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}
.split.top{align-items:start}
.checks{list-style:none;padding:0;margin:20px 0 0}
.checks li{display:grid;grid-template-columns:26px 1fr;gap:12px;padding:9px 0}
.checks svg{width:22px;height:22px;color:var(--goldtx);margin-top:2px}
.checks b{display:block}
.checks span{color:var(--muted);font-size:15.5px}
.panel{background:var(--navy);color:#fff;border-radius:12px;padding:34px}
.panel h3{color:#fff}
.msg{background:#fff;color:var(--ink);border-radius:12px 12px 12px 2px;padding:13px 15px;font-size:15px;max-width:340px;margin:14px 0;box-shadow:0 6px 20px rgba(0,0,0,.18)}
.msg.me{background:#DCF8C6;margin-left:auto;border-radius:12px 12px 2px 12px}
.msg small{display:block;color:#6B7689;font-size:11.5px;text-align:right}
table.ap{width:100%;border-collapse:collapse;font-size:15.5px;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
table.ap th{text-align:left;background:var(--navy);color:#fff;font-weight:600;padding:12px 18px;font-size:13px;letter-spacing:.06em;text-transform:uppercase}
table.ap td{padding:13px 18px;border-top:1px solid var(--line)}
table.ap td:last-child,table.ap th:last-child{text-align:right;white-space:nowrap}
table.ap td:last-child{font-weight:600}
.cap{display:block;margin-top:10px;font-size:14.5px;color:var(--muted)}
.pay{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.pay span{border:1px solid #C3CBD9;border-radius:99px;padding:5px 13px;font-size:13.5px;font-weight:500;background:#fff}
.terms{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:32px}
.terms div{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px}
.terms b{display:block;font-size:15px;margin-bottom:4px} .terms span{font-size:14px;color:var(--muted);display:block}
dl.facts{display:grid;grid-template-columns:repeat(3,1fr);margin:0;border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff}
dl.facts div{padding:20px 22px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
dl.facts dt{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:600}
dl.facts dd{margin:4px 0 0;font-weight:600;font-size:15.5px}
.badges{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin-top:22px}
.badges img{height:42px;width:auto}
.badges .dl{margin-left:auto}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";color:var(--goldtx);font-size:22px;line-height:1}
.faq details[open] summary:after{content:"–"}
.faq p{color:var(--muted);margin:8px 0 0}
form.q{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.q .full{grid-column:1/-1}
.strip{background:var(--navy2);color:#fff}
.strip .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-top:26px;padding-bottom:26px;flex-wrap:wrap}
.strip p{margin:0;font-size:18px} .strip b{color:var(--gold)}
footer{background:var(--deep);color:#B4BED2;font-size:14.5px;padding:60px 0 30px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
footer h4{color:#fff;font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin:0 0 14px}
footer a{text-decoration:none} footer a:hover{color:#fff}
footer ul{list-style:none;padding:0;margin:0} footer li{padding:3px 0}
footer .brand{margin-bottom:14px} footer .brand b{color:var(--gold)} footer .brand b i{color:#fff}
footer .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:20px;font-size:13px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.wa-fab{position:fixed;right:22px;bottom:22px;background:var(--wa);color:#fff;border-radius:99px;padding:13px 20px;font-weight:600;text-decoration:none;display:flex;gap:10px;align-items:center;box-shadow:0 8px 24px rgba(0,0,0,.2);z-index:30}
.wa-fab svg{width:22px;height:22px}
.mbar{display:none}
@media(max-width:1440px){.hd-tel{display:none}}
@media(max-width:1180px){nav.main{display:none}}
@media(max-width:1060px){.hero .wrap{grid-template-columns:1fr}.grid4{grid-template-columns:1fr 1fr}.terms{grid-template-columns:1fr 1fr}}
@media(max-width:820px){.split{grid-template-columns:1fr;gap:36px}dl.facts{grid-template-columns:1fr 1fr}footer .cols{grid-template-columns:1fr 1fr}form.q{grid-template-columns:1fr}}
@media(max-width:560px){
 body{font-size:16.5px}
 .grid4,.terms,dl.facts{grid-template-columns:1fr}
 section.s{padding:60px 0}
 .hero .wrap{padding-top:44px;padding-bottom:56px;gap:32px}
 .hero .m-only{display:inline-flex}.hero .d-only{display:none}
 header.hd .wrap{height:64px}
 .brand img{height:32px}.brand b{font-size:17px}.brand small{display:none}
 .hdr-btn{display:none}
 .lang a{padding:3px 8px}
 .wa-fab{display:none}
 .badges .dl{margin-left:0}
 .mbar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);z-index:30}
 .mbar a{display:flex;justify-content:center;align-items:center;gap:8px;padding:13px;border-radius:99px;font-weight:600;text-decoration:none}
 .mbar .w{background:var(--wa);color:#fff}.mbar .c{background:var(--navy);color:#fff}.mbar svg{width:20px;height:20px}
 footer{padding-bottom:110px}footer .cols{grid-template-columns:1fr}
}
@media(max-width:360px){.wrap{padding:0 16px}.brand{gap:8px}.brand img{height:28px}.brand b{font-size:15px}.qq{padding:16px}.qq .row{grid-template-columns:1fr}}
@media(max-width:360px){header.hd .wrap{gap:8px}.lang{font-size:11px}.lang a{padding:3px 6px}}
@media(max-width:560px){.hero .ctas .btn{flex:1 1 100%}.hero .eyebrow{letter-spacing:.1em}.hero .lead{font-size:17px}.strip .btn{width:100%}}
/* subpagina's */
.hero.sub .wrap.one{display:block;padding-top:56px;padding-bottom:64px;max-width:1180px}
.hero.sub h1{max-width:820px;font-size:clamp(32px,4vw,48px)}
.hero.sub .ctas{margin:26px 0 0}
.crumbs{font-size:13.5px;color:#AEB9D0;margin-bottom:22px}
.crumbs a{color:#DCE2EE;text-decoration:none}.crumbs a:hover{color:#fff}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card.link{text-decoration:none;transition:.15s}.card.link:hover{border-color:var(--gold);transform:translateY(-2px)}
.card.link p{margin:0}
.routes{list-style:none;padding:0;margin:14px 0 0}
.routes li{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-top:1px solid rgba(255,255,255,.14);font-size:15.5px}
.routes span{color:var(--gold);white-space:nowrap;font-size:14px}
.steps{list-style:none;counter-reset:s;padding:0;margin:0;display:grid;gap:14px}
.steps li{counter-increment:s;display:grid;grid-template-columns:44px 1fr;gap:14px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px}
.steps li:before{content:counter(s);width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-weight:700;grid-row:span 2}
.steps b{display:block}.steps span{color:var(--muted);font-size:15px}
.panel.price{text-align:center}.panel.price .big{font-size:52px;font-weight:700;color:#fff;line-height:1.1;margin:6px 0}
.panel.price p{color:#CDD5E5;margin:0 0 20px}.panel.price .btn{width:100%;margin-top:10px}
.strip.cta .wrap{padding-top:44px;padding-bottom:44px}
.strip.cta h2{color:#fff;margin:0 0 6px;font-size:clamp(22px,2.6vw,30px)}.strip.cta p{color:#CDD5E5;font-size:16.5px;max-width:620px}
.strip.cta .ctas{display:flex;gap:12px;flex-wrap:wrap}
.prose{max-width:820px}.prose h2{font-size:22px;margin-top:34px}.prose li{margin:6px 0}.prose a{color:var(--navy2)}
.contactlist{list-style:none;padding:0;margin:0 0 20px}
.contactlist li{display:grid;grid-template-columns:28px 1fr;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}
.contactlist svg{width:22px;height:22px;color:var(--goldtx);margin-top:3px}.contactlist b{display:block;font-size:13px;color:var(--muted)}.contactlist a{font-weight:600;text-decoration:none;font-size:17px}
.hp{position:absolute;left:-9999px}
.ferr{grid-column:1/-1;background:#FDECEC;color:#8A1C1C;border-radius:6px;padding:10px 14px;margin:0}
form.q .ak label{font-weight:400;font-size:14px;color:var(--ink);display:flex;gap:10px;align-items:flex-start}
form.q .ak input{width:auto;margin-top:4px}
form.q .ak a{color:var(--navy2)}
table.ap td a{text-decoration:none;border-bottom:1px solid var(--gold)}
@media(max-width:1060px){.grid3{grid-template-columns:1fr 1fr}}
@media(max-width:820px){.grid3{grid-template-columns:1fr}.strip.cta .ctas .btn{flex:1 1 auto}}
.split>*,.hero .wrap>*{min-width:0}
form.q>*{min-width:0}
@media(max-width:560px){form.q{padding:18px}.contactlist a{font-size:15.5px;word-break:break-all}}